Starting and growing a small business can be daunting. Aside from figuring 
out what to sell and who to sell it to, there's all the day-to-day dilemmas to deal with too. You have to decide where you want to launch and run your business, how much square footage you'll need, who you'll hire as employees, what your marketing material will look like, what your letterhead will look like, and even what kind of toilet paper to stock in your restroom. Once you've gotten beyond all of that, and after you actually have customers in queue, you then have to figure out how to literally get paid from those customers.
In the beginning it's easy to accept cash and checks from your customers, but that can become cumbersome as your business expands. Not only are fewer and fewer people carrying cash these days, but it also takes time out of your day to deliver that cash to your bank to be deposited. At some point you're gonna want to start accepting credit and debit cards as payment methods too as it's more convenient for your customers, and you! But, where do you begin with that? There are so many credit card payment processing companies out there it can make your head spin. There are payment processors, payment gateways, payment facilitators, merchant services, credit card issuers, acquiring banks, and on and on. Running your business is already complex enough - you need something simple. And that's the very reason we developed Opta Pay.
Opta Pay is a simple to sign up, simple to use, simple to afford payment gateway that provides you with everything you need to get started accepting credit cards today. There are no contracts, no monthly fees, no credit card required (pun intended), and therefore no risk to you. Opta Pay allows your small business to accept credit cards in person, online, over the phone, from your website, and can even be embedded into your own mobile app (should you have one) so that your customers can easily, safely, and securely pay you for all the great things you do for them.
But, what about all those processing fees? That's a great question. Many payment processing companies hit you with all kinds of processing fees that can vary from card to card, debit versus credit, consumer versus business, online versus in-person, and in some cases, one day versus another. By the time they've withheld their fees, you're left with only a couple of pennies to rub together.
At Opta Pay, even our pricing is simple. Our Standard program is just 3.0% + $0.30 per transaction and it doesn't matter what kind of card it is either (Visa, Mastercard, Discover, American Express, etc). If you prefer to not pay processing fees at all, we also offer our Opt-Out program which consists of a flat monthly fee of just $39.95 with zero, that's right - ZERO, processing fees. That means, if you charge a customer $100.00, you get $100.00. And the best part? There's no minimum purchase and no minimum volume. So, if you process $1,000,000 in a month with our Opt-Out program, you end up with $1,000,000 (minus $39.95) in your pocket. That's a lot of pennies to rub together! If you do a lot of transactions every month, then this option is probably right for you. If you only do a few transactions per month, or if you don't mind having the processing fees withheld from your payments, then you should go with our Standard program which doesn't have a monthly fee. Either way, they're both risk-free, so you have nothing to lose.
So, what are you waiting for? Head on over to https://optapay.com, register for your free account, and start accepting credit cards today!